Yorkshire Bank mortgages
Yorkshire Bank offers a range of mortgage and remortgage deals.
Its offset range allows current accounts, savings or business balances to be put against mortgage balances.
Yorkshire Bank also offers mortgages for first-time buyers, discounted lifetime trackers and for those looking to buy in Spain.
The investment housing loans range covers buy-to-let as well as those buying holiday homes or properties for children at university.
See below for more details of mortgage deals:
- Clydesdale and Yorkshire Banks bring in lower rate mortgages
- Clydesdale and Yorkshire cut fees on new fixed rate mortgages
- HSBC and Yorkshire BS pull out of interest-only mortgages
- Yorkshire BS cut rates on all 85% LTV mortgages
- Metro Bank cuts rates on two-year fix and tracker mortgages
The cots of a mortgage is at its most affordable since 1999 with the proportion of income spent on them by an average household down to 27 per cent, according to new research by the Halifax.
The Bank of England's Monetary Policy Committee voted unanimously to keep interest rates at 0.50% and QE at £375bn but Martin Weale voted against adopting forward guidance on interest rates citing inflation risks.
Eric Pickles has praised the Help-to-Buy scheme, by stating that it has helped around 10,000 perspective homeowners to receive new-build properties.
Confidence in the property market is returning as house price inflation rises at ots fastest pace for six years and more sellers and potential buyers come to the market.
house prices rose by an average of 3.1 per cent across the UK in the 12 months leading to June 2013, according to the ONS.
The Council of Mortgage Lenders reports that lending to first-time buyers is at its highest level since 2007.
The Bank of England's commitment to keep interest rates low until unemployment falls dramatically means homeowners can expect low interest rates but the gloom for savers continues.
The average age of a person buying their second home in the UK has climbed to 42, compared to 31 30 years ago, according to new research by the Post Office.