With profit investments

With profit investments are life policies that are ideal for cautious investors who have a lump sum to invest. With profit investments are different to normal collective investment funds because the profits are spread out over time to smooth the fluctuations of the stock market.

This means that when the with profit investment is doing well some profits are retained to be used to distribute profits when the fund is not performing as well. Profits are then distributed annually as bonuses to investors.

Because profits are distributed over a long period with profit investments should be used as a long term investment vehicle of at least five years. With profit investments are dependant on the performance of the stock market so it is important to compare different types of with profit investment products to find the best one.

It is also possible to invest in with profit bonds. These differ from normal with profit investment products because they do not rely on the stock market to make profits but offer a product that grows steadily and are even less of an investment risk.

	Alternative investments can provide a real buzz as well as profit Alternative investments can provide security of holding a physical asset, a sense of worth or even a hobby as well as profit and can also allow investors to bypass banks.
	Centrica on course for £1.4b profit as British Gas raises prices Centrica, the owner of British Gas says that it expects to make an annual profit of £1.4 billion as its six per cent gas and electricity price rises kick-in.
	Islamic Bank offers 4% profit on 2-year fixed term savings The Islamic Bank of Britain (IBB) is offering a projected return of four per cent profit on its new two-year fixed rate savings deposit account available until August 19th.
	Retirement income: Pensions, investments or a third way? Greg Secker, founder of forex training company, Knowledge To Action, says that with diminishing annuity returns and barriers to entry to some investment routes, FX trading could be a way of increasing income in retirement.
	Virgin Media’s first ever profit boosted by TiVo Virgin Media has announced its first annual profit, assisted by a surge in demand for TiVo digital recorders and superfast broadband.