Product Def
Interest only mortgagesAn interest only mortgage is a loan secured against the value of a property that is not designed to be paid off. |
Bad credit mortgagesA bad credit mortgage, also known as a non-conforming mortgage or adverse credit mortgage, is a loan secured against the value of a property designed for people with poor credit histories. |
Mortgage insuranceMortgage payment protection insurance covers monthly mortgage payments for a set period if the borrower becomes unemployed or prevented from working because of sickness or disability. |
Travel insuranceFor more information and articles on travel insurance please click here. |
Debt management loansA debt management loan is a loan designed to help bring together existing borrowing to reduce your monthly payments. |
Offshore savings accountsOffshore savings accounts are savings accounts where money or assets are placed in a country other than the one in which you live. |
Commercial mortgagesA commercial mortgage is a loan taken out to help fund the purchase of land or buildings that will be used for business purposes. |
Driving ban assistanceDriving ban assistance is a product that will cover the cost of travel for people issued with a driving ban. |
Ethical investmentsEthical investments are investments in stocks, shares, and businesses that are made along moral as well as profit-making grounds. |
Lifetime mortgagesLifetime mortgages are a way for older homeowners to access some of the value of their home without having to make repayments or move house. |
Equity ReleaseEquity release is a way for older homeowners to access some of the value of their home without having to make repayments or move house. |
Fund supermarketsEssentially, fund supermarkets are platforms letting you buy a fund or a selection of funds with choice of many different fund providers (typically more than 50). |
Maxi ISAMaxi ISAs are individual savings accounts that let people invest up to £7,000 a year tax-free. |
Equity ISAEquity ISAs are a way of investing up to £7,000 a year in the markets without being charged income tax or capital gains tax on profits. |
Mini ISAMini ISAs are a way of saving money for the future tax-free. |
Variable rate mortgagesVariable rate mortgages are loans secured against the value of a property where the interest charged by the lender can vary. |
Commercial van insuranceCommercial van insurance is insurance that covers vans owned by companies rather than individuals. |
Mini cash ISAMini cash ISAs are tax-free savings accounts designed to encourage those on low incomes to save for their future. |
ISA investmentsISA investments are investments in stocks and shares or cash savings that are sheltered from tax in an individual savings account (ISA). |
Investment bondsInvestment bonds are investments with insurance providers where people pay a lump-sum into a product which is then invested on their behalf. |
Share dealingShare dealing is the process by which stock market investments are traded. |
Stock market investmentsStock market investments are investments in publicly listed companies. |
Investment trustsInvestment trusts are companies quoted on the London Stock Exchange whose sole purpose is to manage the investments they own. |
Investment fundsInvestment funds are a method of individual investors gaining access to a wide section of the market. |
Occupational pensionsOccupational pensions are a way of saving money for your retirement that is linked to a job. |
Newsletter sign up