Lump sum investments

A lump sum investment can be a great way of keeping your capital safe and earning a regular income or competitive interest at the same time. Many people come into a lump sum that they want to invest at various points in their lives. It could be through an inheritance, a salary bonus, from downsizing property or even a lottery win.

There are a wide variety of ways of investing a lump sum including through unit and investment trusts, investment bonds, pension schemes and via open ended investment companies (OEIC’s). The exact method that suits you will be down to your attitude towards risk, the amount of capital you have to invest, the expected returns you hope to accrue and the length of term you are prepared to invest the funds over.

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