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Long-stay travel insurance from Responsible Travel Insurance
Travel insurance is important for all holidaymakers, but if you are planning a gap year or round the world trip, it is vital that you have the right level of cover before you set off.
If you expect your journey to last months rather than weeks, you will require a specialist policy to provide you with all the cover you need.
Responsible Travel Insurance, which has been developed by Voyager Insurance, has a range of policies that last for up to 15 months and are designed for people who are jetting off for adventures in exotic parts of the world.
Whether you have a carefully planned itinerary for your break or are setting off with an open mind and a round the world air ticket, Responsible Travel Insurance has a long-stay travel insurance product to suit you.
Travel insurance for backpackers and gap year adventures
If you are planning on going backpacking, you are sure to be aware of how devastating it would be to have your bag stolen or to lose your passport or money.
Responsible Travel Insurance's backpacker travel insurance offers excellent levels of cover for those types of eventuality and you will be able to claim £2,000 for loss of your possessions, £500 to meet the costs of obtaining a replacement passport and even £500 for items lost if you are the victim of a mugging.
The policy, which is for trips lasting up to 15 months, also provides £5,000 of cover for the cancellation or curtailment of your holiday and £30,000 for personal accident.
Perhaps more importantly than that, it covers emergency medical expenses of up to £10 million.
You will not be entitled to free medical treatment in most countries that you visit during your expedition and if you are unlucky enough to be injured or fall ill, you will discover just how expensive medical care is in many parts of the world.
Should you need to be repatriated to continue your recovery back in the UK, your policy will cover both that and the bill for your overseas hospital stay.
Responsible Travel Insurance's gap year travel insurance includes all the same things as the backpacker cover, so you can immerse yourself in another way of life without having to worry about financial loss from theft or the price of medical care.
Both policies also cover you for non-manual and bar work, so you can earn enough money to live on while you are away.
Why choose Responsible Travel Insurance for long-stay policies?
Responsible Travel Insurance has been developed by Voyager Insurance, so you will benefit from the company's 15 years of experience in the market and reputation for excellent levels of cover and customer service.
You will also be buying a policy that gives something back, as some of the money will go to the Tourism Industry Carbon Offset Scheme, which is designed to help reduce the impact of the carbon emissions generated by the holiday trade.
Among the projects supported as part of this initiative is one that buys solar stoves for underprivileged communities in South Africa. Not only does this reduce carbon emissions from cooking on open fires, it also helps to deal with the problem of fuel poverty.
For more information about any of Responsible Travel Insurance's long-stay travel insurance policies or for advice on which is most suitable for your holiday plans, get in touch on 01483 562 662 or via the website.
You may be surprised to learn some of the latest trends in the world of overseas weddings. For example, many couples are having ceremonies with only two or three guests, while some are tying the knot without any guests at all.
The EHIC entitles you to state healthcare at a reduced cost or even free in some cases, so it is something you need to have when you go away. However, it is not in any way a substitute for travel insurance.
If you plan on tying the knot in winter, the weather could wreak havoc with your big day. It is therefore essential that you have a wedding insurance policy in place to protect you should something go wrong on the day.
When it comes to buying insurance, one thing you do not want is to be underinsured, otherwise the policy will ultimately not protect you. To help with your wedding insurance, you can use a wedding calculator to help determine what you have spent.
Wedding insurance has become an increasingly popular product in recent years, with couples coming to understand how important it is. Wedding insurance protects you in a number of ways, borne out by the variety of claims submitted by couples.
Consuming too much alcohol on holiday and suffering an injury as a result can have severe consequences. Many travel insurance providers take a dim view to alcohol-fuelled misbehaviour and are unwilling to pay out for hospital bills incurred as a result.
Have you considered having your big day overseas? Does the idea of tying the knot on a beach appeal to you? There are many benefits of getting married abroad, however, there are some downsides you need to consider before you come to a decision.
Buying your travel insurance at the same time as booking your holiday is better than not buying any cover at all, however, the chances are you will pay over the odds. That is why you need to shop around and compare different products before buying.
Buying travel cover based on cost alone may prove to be a false economy, as you may find you do not have adequate protection should you need medical help. If this proved to be the case, you may have to pay thousands of pounds for any help you receive.
The European Health Insurance Card is not a replacement for travel insurance. While it affords you some protection, there are many areas that it does not cover, which is why you should always take out travel insurance when going abroad.
Why is travel insurance necessary? What cover does travel insurance provide? can I get specialist cover for adventure holidays? These are just some the questions you need to know the answer to when looking for travel insurance cover.
Age does not have to be a barrier to travelling, however, older travellers have to take various points into consideration, including their health. It is also imperative to take out the correct travel insurance to ensure you have the right cover.
An extended holiday offers you the chance to really get to know one or several different countries and can be an amazing experience. To ensure all goes well, it is important to arrange suitable travel insurance so that you have a safety net in place.
If you are going on an activity holiday, standard travel insurance will not suffice. insurance companies have policies available to cover a range of activities from skiing to white-water rafting, so you can find a suitable policy for you.
Pre-existing medical conditions do not need to be a barrier to you obtaining travel insurance. There are special travel insurance products designed especially to cover those with underlying health problems, so you can still get protection.
Don't let a breakdown or car theft ruin your driving holiday. With European breakdown insurance and car hire excess cover, you can travel safe in the knowledge that if the car breaks down or is stolen, you and your family will be protected.
Taking out wedding insurance can give you peace of mind that should anything go wrong either during the run up to the big day or at the event itself, you will have a financial safety net in place to protect the money you have invested.
A gap year is a special time and therefore needs specialist gap year insurance. As you will be away for an extended period of time, you will need cover that will protect you for the whole time you are away and cover you for your various adventures.
After thinking long and hard about taking a career break, you're sure to be excited about your upcoming sabbatical. However, to ensure everything goes smoothly, it is worth planning your trip abroad carefully so that you can have an adventure you'll remember forever.
As one of the most important days of your life, your wedding is likely to be something you invest significant amounts of time and money into planning to ensure everything is perfect. However, you should remember any number of disasters can befall you either in the build-up to the ceremony or on the day itself, so you may want to arrange wedding insurance.
One of the best ways to make the most of a holiday abroad is to hire a car and explore the area on four wheels. But, if you're not sure about what insurance policies you will require, such as European breakdown cover, read this guide for more information.
Many girls dream about their weddings for years and, when the day finally comes, they are sure not to want anything to ruin it. While you can't guarantee everything will go to plan, wedding insurance will help to protect you financially in case they don't.
If you're currently suffering from health problems, or have had such difficulties in the past, it may well be possible that you are concerned about your ability to get travel insurance. While some companies may be disinclined to offer you cover, finding sufficient insurance should still prove to be relatively easy.