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Long-stay travel insurance from Responsible Travel Insurance

Travel insurance is important for all holidaymakers, but if you are planning a gap year or round the world trip, it is vital that you have the right level of cover before you set off.

If you expect your journey to last months rather than weeks, you will require a specialist policy to provide you with all the cover you need.

Responsible Travel Insurance, which has been developed by Voyager Insurance, has a range of policies that last for up to 15 months and are designed for people who are jetting off for adventures in exotic parts of the world.

Whether you have a carefully planned itinerary for your break or are setting off with an open mind and a round the world air ticket, Responsible Travel Insurance has a long-stay travel insurance product to suit you.

Travel insurance for backpackers and gap year adventures

If you are planning on going backpacking, you are sure to be aware of how devastating it would be to have your bag stolen or to lose your passport or money.

Responsible Travel Insurance's backpacker travel insurance offers excellent levels of cover for those types of eventuality and you will be able to claim £2,000 for loss of your possessions, £500 to meet the costs of obtaining a replacement passport and even £500 for items lost if you are the victim of a mugging.

The policy, which is for trips lasting up to 15 months, also provides £5,000 of cover for the cancellation or curtailment of your holiday and £30,000 for personal accident.

Perhaps more importantly than that, it covers emergency medical expenses of up to £10 million.

You will not be entitled to free medical treatment in most countries that you visit during your expedition and if you are unlucky enough to be injured or fall ill, you will discover just how expensive medical care is in many parts of the world.

Should you need to be repatriated to continue your recovery back in the UK, your policy will cover both that and the bill for your overseas hospital stay.

Responsible Travel Insurance's gap year travel insurance includes all the same things as the backpacker cover, so you can immerse yourself in another way of life without having to worry about financial loss from theft or the price of medical care.

Both policies also cover you for non-manual and bar work, so you can earn enough money to live on while you are away.

Why choose Responsible Travel Insurance for long-stay policies?

Responsible Travel Insurance has been developed by Voyager Insurance, so you will benefit from the company's 15 years of experience in the market and reputation for excellent levels of cover and customer service.

You will also be buying a policy that gives something back, as some of the money will go to the Tourism Industry Carbon Offset Scheme, which is designed to help reduce the impact of the carbon emissions generated by the holiday trade.

Among the projects supported as part of this initiative is one that buys solar stoves for underprivileged communities in South Africa. Not only does this reduce carbon emissions from cooking on open fires, it also helps to deal with the problem of fuel poverty.

For more information about any of Responsible Travel Insurance's long-stay travel insurance policies or for advice on which is most suitable for your holiday plans, get in touch on 01483 562 662 or via the website.

A guide to the EHIC and why you need one

Do you have an EHIC?

The EHIC entitles you to state healthcare at a reduced cost or even free in some cases, so it is something you need to have when you go away. However, it is not in any way a substitute for travel insurance.

Why wedding insurance is vital for winter weddings

Winter weddings can be beautiful

If you plan on tying the knot in winter, the weather could wreak havoc with your big day. It is therefore essential that you have a wedding insurance policy in place to protect you should something go wrong on the day.

How much cover do you need for your wedding?

Wedding calculators are useful tools

When it comes to buying insurance, one thing you do not want is to be underinsured, otherwise the policy will ultimately not protect you. To help with your wedding insurance, you can use a wedding calculator to help determine what you have spent.

Pros and cons of getting married overseas

Overseas wedding insurance is important

Have you considered having your big day overseas? Does the idea of tying the knot on a beach appeal to you? There are many benefits of getting married abroad, however, there are some downsides you need to consider before you come to a decision.

Is it wise to buy travel insurance from your tour operator?

Shopping around could save you money

Buying your travel insurance at the same time as booking your holiday is better than not buying any cover at all, however, the chances are you will pay over the odds. That is why you need to shop around and compare different products before buying.

Why you should not buy travel insurance based on cost alone

Travel insurance should provide peace of mind

Buying travel cover based on cost alone may prove to be a false economy, as you may find you do not have adequate protection should you need medical help. If this proved to be the case, you may have to pay thousands of pounds for any help you receive.

Why the EHIC is not a substitute for travel insurance

Travel insurance is a must

The European Health Insurance Card is not a replacement for travel insurance. While it affords you some protection, there are many areas that it does not cover, which is why you should always take out travel insurance when going abroad.

FAQs about travel insurance

Hire car excess cover is available

Why is travel insurance necessary? What cover does travel insurance provide? can I get specialist cover for adventure holidays? These are just some the questions you need to know the answer to when looking for travel insurance cover.

How can the elderly prepare for travelling?

You must purchase the right travel insurance

Age does not have to be a barrier to travelling, however, older travellers have to take various points into consideration, including their health. It is also imperative to take out the correct travel insurance to ensure you have the right cover.

What special planning do long stay holidays need?

An extended holiday can be a great adventure

An extended holiday offers you the chance to really get to know one or several different countries and can be an amazing experience. To ensure all goes well, it is important to arrange suitable travel insurance so that you have a safety net in place.

How to plan your sabbatical trip abroad

How to plan your sabbatical trip abroad

After thinking long and hard about taking a career break, you're sure to be excited about your upcoming sabbatical. However, to ensure everything goes smoothly, it is worth planning your trip abroad carefully so that you can have an adventure you'll remember forever.

Get insurance to have peace of mind when planning a wedding

Have peace of mind when planning your wedding

As one of the most important days of your life, your wedding is likely to be something you invest significant amounts of time and money into planning to ensure everything is perfect. However, you should remember any number of disasters can befall you either in the build-up to the ceremony or on the day itself, so you may want to arrange wedding insurance.

A guide to hiring cars abroad

A guide to hiring cars abroad

One of the best ways to make the most of a holiday abroad is to hire a car and explore the area on four wheels. But, if you're not sure about what insurance policies you will require, such as European breakdown cover, read this guide for more information.

Getting travel insurance if you have health problems

Travel cover is available to those with health problems

If you're currently suffering from health problems, or have had such difficulties in the past, it may well be possible that you are concerned about your ability to get travel insurance. While some companies may be disinclined to offer you cover, finding sufficient insurance should still prove to be relatively easy.









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