Txt Loan Logo Text loans Payday loans Cash loans Instant loans Quick loans Same day loans Fast loans Short term loans Cash advances Bad credit loans

How instant loans can help you stay in the black

The thought of taking out a loan may intimidate many people who don't like the idea of being in debt. But at the same time, they may not know how they are going to make ends meet this month.

This is why registering for an instant cash loan from TxtLoan could be the ideal option for you. By borrowing money from us, you'll be able to access extra finance without the usual difficulties of applying for credit.

You won't need to fill out endless paperwork or fax your personal documents to us and you don't require a high credit score in order to be eligible for a loan. Here at TxtLoan, we know how difficult it can be to make your money last until payday so we try to make it as easy as possible for you to gain access to an instant loan.

And this is why, since we began operating in 2008, more than 200,000 people have registered on our website to borrow money, showing that our cash loan service is one of the simplest available.

How to get instant access to money

Getting your hands on extra finance has never been easier with TxtLoan, and once you have registered, you can request up to £300 at a time from us, which can be in your bank account within minutes.

The first thing to do is log on to our website and sign up to our service. We will look over your personal information and check that you are in employment, are over 18 and have a current account and debit card from a UK bank.

We need to ascertain that you will be able to pay back loans of between £100 and £300 when your wages arrive, but also that you are able to afford the interest of £17 for every £100 borrowed.

Once we are satisfied you are able to reimburse the loan within 15 days of receiving it, we will accept your application.

Then, anytime you require some financial support, just text 60999 and you can find the amount you need in your bank account in as little as five minutes. This could prove extremely valuable if you have unexpected expenses, such as something breaking down.

Using our textloan service is one of the quickest ways to access instant loans and you will be able to have peace of mind that you can meet your financial commitments.

Instant loans from TxtLoan are a safe option

If you are worried that you might fall into debt problems by accessing instant loans from us, you needn't be. As we place restrictions on how much money you can borrow, you will not be able to accumulate deficit.

Indeed, you can only initially request loans of £100 and up to £300 for VIP customers. And as you have to pay it back within 15 days, you aren't likely to rack up lots of interest payments on the product.

If you do think you'll have difficulty paying the money back with interest within this timeframe, you can speak to one of our advisers who will help come up with a solution to suit your needs.

These limitations mean you won't be tempted to take out more money that you can't afford to pay back.

And as the application process is so quick and easy, taking out fast loans will not have an impact on your credit rating, so you don't have to be concerned that this will decline as a result – unless you miss repayment deadlines.

We are licensed by the Office of Fair Trading, so you can be confident in our responsible lending practices and rest assured that we abide by UK and European legislation on loans.

Indeed, our text loan service isn't just easy to use, but borrowing money from us is safe as well.

For more information on finance products from TxtLoan, call us on 0871 705 0000 or visit our website today.


A guide to dealing with small debts

Don't let small debts stack up

You might not think there's much to paying off a relatively small debt – but think again. Many larger debts are created when more modest bills aren't dealt with in the right way, so it's crucial you repay what you owe quickly and in the correct manner.

5 financial resolutions to make for 2013

Top tips to sort your finances out for 2013

As Christmas fast approaches and 2013 is around the corner, now is the perfect time to organise your household finances. Whether you currently have money difficulties or simply want to ensure you stay in the black, there are lots of steps you can take.

How to plan your monthly finances

How to plan your monthly finances

Making sure your finances are in order is perhaps the most difficult aspect of your life to get sorted. However, it is also the most important, as an orderly system will ensure you are able to afford your regular expenses without getting into financial trouble. Read on for some tips on the best way to manage your money.

Payday loans: who is eligible for financial help?

Payday loans: who is eligible for financial help?

If you're considering the possibility of applying for a payday loan, it is a good idea to find out whether your registration would be accepted. There are many criteria you have to fulfil, so make sure you can tick these off before submitting your application.

A guide to payday loans and APR

You must know what the APR is

When borrowing from a payday lender, you need to be clear what the APR is and what it actually means. However, you need to look at the APR slightly differently when it comes to short-term loans, as you will not be borrowing for a whole year.

Are payday loans an alternative to credit cards?

Are payday loans a better option?

Payday loans have grown in popularity in recent years, while the number of people taking out credit cards has continued to decline. Does the emergence of payday loans spell the end for credit cards or is this trend a temporary one?

Payday loans – fact vs. fiction

Payday loans have helped many people

There are many myths and misconceptions surrounding payday loans and it is important that you know the truth if you are considering taking one out. Many untruths surround the behaviour of providers and the value of the loans.

Why you must choose a reputable payday loan provider

You must choose payday loan providers carefully

If you have come to the conclusion that taking out a payday loan is necessary, it is important that you borrow from a reputable company. Many loan providers are respectable organisations, however, others may employ unscrupulous tactics.

What you need to know when applying for text loans

Instant loans are easy to apply for

Before taking out a payday loan, you need to know everything about them. This includes the interest rate that will be charged, the length of time these loans should be taken out for, the eligibility criteria and the application process.

What are the best ways to obtain a short term loan?

You can get text loans within an hour

Taking out a text loan is quick and easy, so you should have little trouble completing the application form as required. Before you apply, you should remember that quick loans are designed to cover you for a short period and interest rates are high.

Why do people opt for payday loans?

Loans by text are quick to arrange

Payday loans appeal to people for many reasons. When it comes to raising money quickly and for a short period of time, there are few options that make as much sense as text loans. If you have short-term funding needs, payday loans could work for you.

A guide to using short term loans properly

You must understand how to use text loans

Short-term loans are designed to address short-term funding issues. As long as you remember this golden rule, they can help you when you need it most. Before you take one out, you must be aware of the interest rate and set a repayment date.

Why are text loans growing in popularity?

Applying for instant loans is straightforward

In recent years, increasing numbers of people have turned to instant loans to ease their financial worries. Sometimes all you need is a short-term boost to see you through until payday, which is exactly what instant loans do.

Just how fast are fast loans?

Fast loans can help in times of economic hardship

Situations can arise where you need money immediately but do not have enough in your account. In the past, asking family and friends would have been the first option but now there are fast loans you can get to help you in times of economic strife.

Why text loans are becoming increasingly popular

Text loans are becoming increasingly popular

With people's finances under increasing pressure, many are looking at ways to help them meet their monthly outgoings and instant loans are what many are choosing. This type of finance can be accessed quickly and easily, making them a popular choice.

What to consider when deciding on a payday loan

What to consider when deciding on a payday loan

For many people, being able to access a cash advance will give them a lifeline when it comes to their diminishing finances. However, before you sign up to payday loans, there are many things to consider. Here are just a few points to think about.

What do I need in order to qualify for same day text loans?

What do I need in order to qualify for same day text loans?

Being able to receive a quick loan when you need it helps lots of people who find themselves in difficult financial positions every day, so if you're thinking about applying for some extra money, here is the criteria you should make sure you meet first.

Getting a text loan in 3 simple steps

Getting a text loan in 3 simple steps

Having access to online cash loans has never been easier and, for many, it could mean the difference between being able to afford their expenses and seeing themselves fall into debt problems.









Cut Your Bills

Newsletter sign up


In addition to the weekly newsletter, which areas of finance would you like to hear from us about:

Tick this box if you would like us to send you promotions from carefully selected third parties.

By signing-up you agree to the terms of use and privacy policy.

sign-up button

Get the latest information on: