How instant loans can help you stay in the black

The thought of taking out a loan may intimidate many people who don't like the idea of being in debt. But at the same time, they may not know how they are going to make ends meet this month.

This is why registering for an instant cash loan from TxtLoan could be the ideal option for you. By borrowing money from us, you'll be able to access extra finance without the usual difficulties of applying for credit.

You won't need to fill out endless paperwork or fax your personal documents to us and you don't require a high credit score in order to be eligible for a loan. Here at TxtLoan, we know how difficult it can be to make your money last until payday so we try to make it as easy as possible for you to gain access to an instant loan.

And this is why, since we began operating in 2008, more than 200,000 people have registered on our website to borrow money, showing that our cash loan service is one of the simplest available.

How to get instant access to money

Getting your hands on extra finance has never been easier with TxtLoan, and once you have registered, you can request up to £300 at a time from us, which can be in your bank account within minutes.

The first thing to do is log on to our website and sign up to our service. We will look over your personal information and check that you are in employment, are over 18 and have a current account and debit card from a UK bank.

We need to ascertain that you will be able to pay back loans of between £100 and £300 when your wages arrive, but also that you are able to afford the interest of £17 for every £100 borrowed.

Once we are satisfied you are able to reimburse the loan within 15 days of receiving it, we will accept your application.

Then, anytime you require some financial support, just text 60999 and you can find the amount you need in your bank account in as little as five minutes. This could prove extremely valuable if you have unexpected expenses, such as something breaking down.

Using our textloan service is one of the quickest ways to access instant loans and you will be able to have peace of mind that you can meet your financial commitments.

Instant loans from TxtLoan are a safe option

If you are worried that you might fall into debt problems by accessing instant loans from us, you needn't be. As we place restrictions on how much money you can borrow, you will not be able to accumulate deficit.

Indeed, you can only initially request loans of £100 and up to £300 for VIP customers. And as you have to pay it back within 15 days, you aren't likely to rack up lots of interest payments on the product.

If you do think you'll have difficulty paying the money back with interest within this timeframe, you can speak to one of our advisers who will help come up with a solution to suit your needs.

These limitations mean you won't be tempted to take out more money that you can't afford to pay back.

And as the application process is so quick and easy, taking out fast loans will not have an impact on your credit rating, so you don't have to be concerned that this will decline as a result – unless you miss repayment deadlines.

We are licensed by the Office of Fair Trading, so you can be confident in our responsible lending practices and rest assured that we abide by UK and European legislation on loans.

Indeed, our text loan service isn't just easy to use, but borrowing money from us is safe as well.

For more information on finance products from TxtLoan, call us on 0871 705 0000 or visit our website today.