Home insurance

Home insurance can mean building insurance, contents insurance or both. Building insurance is often taken out with a mortgage to cover the cost of rebuilding your home should the worst happen. It generally covers you for damage to your home caused by fire, bad weather, natural disasters, damage caused by burglary or attempted burglary, man-made disasters like riots, explosions, vandalism. Coverage will differ between home insurers so it is important to check your policy documents.

Contents insurance usually covers all the contents in your home against theft or attempted theft, fire, water damage, storms or floods, smoke, lightning and malicious damage. Contents refers to all the things in your home that if you were to move, you’d take with you, including furniture, electrical equipment, clothes and bikes etc, everything that isn’t a permanent and fixed fitting.

	Cost of home insurance falls by 13% since 2010 Landmark moment as each postal code witnessed a decline in the annual average home insurance premium
	Post Office launches "Quick Quote and Buy" home insurance The Post Office has launched a new home insurance product, “Quick Quote and Buy”, available immediately at any of its branches.
	AA reports both car and home insurance premiums down in price The latest AA Insurance Premium Index shows that the cost of car and home insurance have both fallen in the first quarter of 2013.
	Car insurance premiums fall but home insurance costs up, say AA The AA’s latest Shoparound index for car and home insurance premiums shows car insurance costs are falling but there are wide variations due to the EU gender ruling.
	Towergate launch home insurance cover that helps Cancer Research UK Towergate Insurance has launched a home insurance product that pays 30 per cent of the commission the insurer receives to Cancer Research.