123 Debt Solutions Logo Debt Solutions Debt Problems Bankruptcy

Find debt management solutions with 123 Debt Solutions

Lots of people may face financial problems in their lifetime, with many struggling to make their incomes cover their living costs. If your debts are spiralling out of control, 123 Debt Solutions can help you. Read on to find out how.

Our staff members can offer you tailored advice on how to get yourself out of debt and provide you with solutions that will help you better manage your finances. As our employees have had firsthand experience with dealing with people with personal debt problems, we know what it's like to feel you've lost control with your finances. Therefore, we can offer an sympathetic ear, as well as sound suggestions on ways to improve your monetary situation.

Despite having more than 80 members of staff, we have the ethos of a small team and make sure that every client is able to walk away feeling confident that they won't have to suffer from serious debt issues any more.

What debt management solutions are available?

In order to make sure you receive the best solutions to your debt problems, we will help you come up with a debt management plan. These are tailored to individuals and determine how much you pay back to your creditors every month. This is worked out depending on how much you owe, who and how many people you are indebted to, your typical monthly costs and your income – if you are employed. 

Other factors, such as whether you own a house, if you have children and whether you are married, are also taken into consideration. With all these details, we design the right plan for you, so that, while you reduce the amount of money you owe, you are also able to afford a comfortable lifestyle for yourself and your family.

We can also consolidate all your debts, so you don't have to worry about juggling lots of different payments at once and work out whether you can afford to do this on your wages. We will not only calculate all of this for you, but also sort out payments to all your creditors in one go, making the entire process simpler.

How 123 Debt Solutions can benefit you

There are many ways we can help solve your financial problems, whether it involves offering you a debt management solution, an individual voluntary arrangement or suggesting you declare bankruptcy.

We have been in the industry since 2006, so we have formed solid relationships with big lenders and know the best solutions for each individual case, enabling clients to get out of the red as soon as possible.

Even if you just want to seek advice on your financial problems, we can offer debt help without obligating you to commit to one of our services. We also ensure that our clients' personal details are kept secure, as we use HSBC's Fraud Management service, so all debit card payments made through the website are protected.

You can be confident when using 123 Debt Solutions, as we are regulated by the Ministry of Justice, the Information Commissioner's Office and the Office of Fair Trading.

So, if you want to find out more information about our services, you can fill out a call back request form on our website or take a look at our Facebook or Twitter pages. To speak to one of our friendly members of staff, you can phone us on 0808 22 22 123 seven days a week.

New tax year, new finances

Get your finances sorted in the new tax year

With the start of the new tax year in April around the corner, now's the perfect time to take stock of your finances by tackling debt and starting to save. Read on to find out how you can sort out your money woes, whatever they may be!

What creditors can do if you're in debt

Creditors can potentially take you to court

If you're in debt and cannot repay what you owe, your creditors may take further action in attempt to recover the money. Often, this involves going to court. There are various ways in which you can legally be ordered to pay back your debts – read on to find out more.

Don't suffer in silence – get help for your debt problems

Don't suffer in silence - get help for your debt problems

Being in debt can be extremely difficult, particularly if you can't see a way to get out of financial troubles. However, there is always a solution at hand – you just need to seek the right advice and you can claw yourself way back into the black.

Repaying your IVA: getting the facts right

Repaying your IVA: getting the facts right

If you have taken out an individual voluntary arrangement (IVA) or are planning to, it's important you completely understand the requirements of how you have to pay it back. Here is some guidance on reimbursing your loan provider through your IVA – read on so you know everything you need to about this form of financial help.

Ways to boost your income

Ways to boost your income

Most people would happily boost their income if they knew how to. There are many ways you can increase your pay packet – from getting another job and working overtime to starting up your own business – so find out how you can take home more money by reading on.

How to cut down on your household bills

How to cut down on your household bills

Household bills can amount to a huge chunk of your income every month, so if you can find ways to reduce them, you can save yourself a lot of money. If you want tips on cutting down on your everyday living expenses, read on.









Cut Your Bills

Newsletter sign up


In addition to the weekly newsletter, which areas of finance would you like to hear from us about:

Tick this box if you would like us to send you promotions from carefully selected third parties.

By signing-up you agree to the terms of use and privacy policy.

sign-up button

Get the latest information on: