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Find affordable travel insurance from Voyager Insurance
Whether you are taking a business trip, jetting off to sunnier climes for a family holiday or heading off for an adventure overseas, you are likely to need travel insurance.
Of course, you will hope you never need to make any kind of claim on your policy, but there are many things that can go wrong – from losing your luggage to falling seriously ill – while you are abroad.
Comprehensive travel insurance will help you to deal with those situations and many others, by making sure they do not result in personal financial loss.
Your cover need not be expensive, as Voyager Insurance has annual multi-trip policies for the equivalent of less than £1 a week.
What does a travel insurance policy cover?
It is important to look carefully at the details of any travel cover you are thinking about purchasing to ensure it has everything you could possibly need.
Voyager Insurance has a range of policies, which include specialist cover for unusual journeys and the more popular annual multi-trip travel insurance.
For most people, an annual policy will give them everything they need, as it covers both business trips and holidays.
Among the most common reasons for making a claim is an enforced cancellation or curtailment of a holiday. Voyager Insurance's policy offers up to £5,000 to help ease your upset and ensure you can afford to book a replacement trip.
Another frustrating incident that you may encounter is having your valuables or holiday money stolen, or having your luggage go missing during your journey. Voyager's travel cover includes up to £2,000 for personal possessions.
The most expensive thing that can happen to you while you are abroad on holiday or a business trip is to fall ill or have an accident.
While you will be entitled to some treatment in EU nations, you may have to contribute towards it financially. In other countries you are likely to have to pay for all your care.
And if you or a member of your family is unfortunate enough to go down with a serious illness or suffer bad injuries in an accident, you may have to be repatriated by air ambulance – a service that can cost tens of thousands of pounds.
The last thing you will want to think about in those circumstances is money. If you have a travel policy from Voyager Insurance, you can at least be assured that cost will not be an issue as you will have £10 million of emergency medical expenses cover.
An annual multi-trip policy from Voyager Insurance includes as standard a number of features that other insurers charge extra for.
Among them is cover for winter sports holidays, so you can head off for a skiing break without having to worry about taking out additional travel insurance.
Why choose Voyager Insurance for your travel insurance?
Voyager offers some of the most comprehensive travel insurance policies in the UK marketplace, backed up by excellent support if you encounter problems and need to make a claim – all at very competitive prices.
You can be assured that Voyager is a reputable company, as it has a track record dating back to 1996 and is fully regulated and authorised by the Financial Services Authority.
It also has expert staff who can help you choose the most appropriate type and level of cover if you contact them via the Voyager Insurance website or on 01483 562 662.
You may be surprised to learn some of the latest trends in the world of overseas weddings. For example, many couples are having ceremonies with only two or three guests, while some are tying the knot without any guests at all.
The EHIC entitles you to state healthcare at a reduced cost or even free in some cases, so it is something you need to have when you go away. However, it is not in any way a substitute for travel insurance.
If you plan on tying the knot in winter, the weather could wreak havoc with your big day. It is therefore essential that you have a wedding insurance policy in place to protect you should something go wrong on the day.
When it comes to buying insurance, one thing you do not want is to be underinsured, otherwise the policy will ultimately not protect you. To help with your wedding insurance, you can use a wedding calculator to help determine what you have spent.
Wedding insurance has become an increasingly popular product in recent years, with couples coming to understand how important it is. Wedding insurance protects you in a number of ways, borne out by the variety of claims submitted by couples.
Consuming too much alcohol on holiday and suffering an injury as a result can have severe consequences. Many travel insurance providers take a dim view to alcohol-fuelled misbehaviour and are unwilling to pay out for hospital bills incurred as a result.
Have you considered having your big day overseas? Does the idea of tying the knot on a beach appeal to you? There are many benefits of getting married abroad, however, there are some downsides you need to consider before you come to a decision.
Buying your travel insurance at the same time as booking your holiday is better than not buying any cover at all, however, the chances are you will pay over the odds. That is why you need to shop around and compare different products before buying.
Buying travel cover based on cost alone may prove to be a false economy, as you may find you do not have adequate protection should you need medical help. If this proved to be the case, you may have to pay thousands of pounds for any help you receive.
The European Health Insurance Card is not a replacement for travel insurance. While it affords you some protection, there are many areas that it does not cover, which is why you should always take out travel insurance when going abroad.
Why is travel insurance necessary? What cover does travel insurance provide? can I get specialist cover for adventure holidays? These are just some the questions you need to know the answer to when looking for travel insurance cover.
Age does not have to be a barrier to travelling, however, older travellers have to take various points into consideration, including their health. It is also imperative to take out the correct travel insurance to ensure you have the right cover.
An extended holiday offers you the chance to really get to know one or several different countries and can be an amazing experience. To ensure all goes well, it is important to arrange suitable travel insurance so that you have a safety net in place.
If you are going on an activity holiday, standard travel insurance will not suffice. insurance companies have policies available to cover a range of activities from skiing to white-water rafting, so you can find a suitable policy for you.
Pre-existing medical conditions do not need to be a barrier to you obtaining travel insurance. There are special travel insurance products designed especially to cover those with underlying health problems, so you can still get protection.
Don't let a breakdown or car theft ruin your driving holiday. With European breakdown insurance and car hire excess cover, you can travel safe in the knowledge that if the car breaks down or is stolen, you and your family will be protected.
Taking out wedding insurance can give you peace of mind that should anything go wrong either during the run up to the big day or at the event itself, you will have a financial safety net in place to protect the money you have invested.
A gap year is a special time and therefore needs specialist gap year insurance. As you will be away for an extended period of time, you will need cover that will protect you for the whole time you are away and cover you for your various adventures.
After thinking long and hard about taking a career break, you're sure to be excited about your upcoming sabbatical. However, to ensure everything goes smoothly, it is worth planning your trip abroad carefully so that you can have an adventure you'll remember forever.
As one of the most important days of your life, your wedding is likely to be something you invest significant amounts of time and money into planning to ensure everything is perfect. However, you should remember any number of disasters can befall you either in the build-up to the ceremony or on the day itself, so you may want to arrange wedding insurance.
One of the best ways to make the most of a holiday abroad is to hire a car and explore the area on four wheels. But, if you're not sure about what insurance policies you will require, such as European breakdown cover, read this guide for more information.
Many girls dream about their weddings for years and, when the day finally comes, they are sure not to want anything to ruin it. While you can't guarantee everything will go to plan, wedding insurance will help to protect you financially in case they don't.
If you're currently suffering from health problems, or have had such difficulties in the past, it may well be possible that you are concerned about your ability to get travel insurance. While some companies may be disinclined to offer you cover, finding sufficient insurance should still prove to be relatively easy.