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Child savings accounts

The majority of high street banks and building societies in the UK now offer a huge variety of savings accounts for children. A children’s savings account can offer a higher rate of interest than regular saver accounts and come with a number of incentives, such as gift vouchers and children’s toys.

They range from easy access children’s saver accounts with the option to withdraw at any time, to fixed rate accounts that offer a higher interest rate but less flexibility. Some savings accounts for children cannot be touched until the child has reached 18 or older.

With so many child savings accounts to choose from and a range of companies offering different incentives, finding the best child savings account can be confusing. However, your first criteria for choosing an account should be the interest rate on offer. See below for information on child savings accounts.

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