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Secured loans

Secured loans are money borrowed against an asset, for example, a car or house, which acts as a guarantee that the loan will be repaid. Secured loans can be secured on almost any asset that is owned by the person taking out the loan - although the most common form of secured loan is a mortgage and the security therefore a house.

This type of loan tends to be quicker to arrange, more flexible enabling you to spread your borrowing over a longer period and come with more competitive interest rates as there is less risk for the lender. It is worth shopping around for secured loan deals as some will be more competitive than others.

If you're looking for an affordable secured loan, fill in one simple form to find a secured loans quote and a suitable and affordable loan plan, whatever you need it for.

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Loans news, features and guides 

  • Demystifying Secured Loans

    Julia Dallimore of secured loan provider Picture Financial, writing for MyFinances, explains the ins and outs of secured loans - their risks, benefits, and suitability.Julia Dallimore of secured loan provider Picture Financial, writing for MyFinances, explains the ins and outs of secured loans - their risks, benefits, and suitability.  More...

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