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Investment funds
Investment funds are a method of individual investors gaining access to a wide section of the market.
Investment funds are a collection of stocks and shares and other assets, along almost any lines, that people can then buy shares in.
The investments in the fund are generally managed by a fund manager, for which an annual management fee is charged (typically around 1.5 per cent).
There can also be a fixed charge for buying into and taking money out of a fund.
Investment funds allow people to reduce the risk of investment, by covering a large number of shares or sectors, while still being able to benefit from growth in the investments.
Equities, property, bonds and other asset classes can be included in funds.
These can be open ended or have a fixed end date when the fund is wrapped up.
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