All the latest personal finance news - helping you make the most of your money

Home
Mortgages
Loans
Insurance
Savings & Invs
Debt
Endowments
Banking
Bills
Cards
Pensions

Insurance home

Quick quotes

Tools

News, features & guides

Direct Line claims court victory over esure

More ...

Insurance glossary

Cheaper quote on ...

More insurance quotes ...

Due Care/Reasonable care

Most insurance policies contain a clause specifying that the insured must exhibit ‘due care’ or ‘reasonable care’ or they will not pay out.

This generally means that policyholders must keep all of the property covered by a policy in good condition, and take reasonable steps to prevent loss or damage.

For example if the policyholder leaves the engine running in their car while it is unattended and the car is stolen, the car insurance provider may not pay out - as it could argue that the insured had not taken ‘reasonable steps’ to protect it and therefore breached the ‘due care’ clause in the contract.

Drivers need insurance against frozen squirrels
Norwich Union has released a list of some the most bizarre insurance claims it has received, and top of the peculiar poll come those involving animals.More...

Selected partners

Disclaimer:
myfinances.co.uk is not authorised to give advice under the Financial Services and Markets Act 2000.

Terms:
By using this site, you are deemed to have accepted our terms of use.

myfinances poll

Is the current account market working for you? myfinances.co.uk is running a poll to get your thoughts on how your day-to-day banking is going.