Insuring after an accident?

A reader from London wants to know if she can take out home insurance after an accident.

Ian Durrell, myfinances.co.uk insurance expert from the Only Group, which includes onlyinsurance.com, tackles the issue.

Anne from London asks:

I recently burnt down my house in a fit of drunken anger.

Will it be possible to insure the property retrospectively, assuring me of a hefty payout and playing the industry for chumps?

Ian replies:

No.

If you have a question for Ian, go to the myfinances.co.uk Ask the Insurance Expert section.

Only Group is authorised and regulated by the Financial Services Authority.